A Culture of Excellence
For more than 25 years, TLS has built its reputation on industry expertise, responsiveness, and a consistent commitment to high-quality field exam services.
Our Story
Founded in 1999, TLS began as the preferred field exam partner for a single national financial institution. Since then, we have grown into a trusted provider of collateral field exam services, supporting more than 100 lending institutions nationwide.
We recognize that every lending relationship is different. TLS tailors its approach to the specific needs of each client, from established asset-based lenders to commercial lenders conducting their first field exam.
Many of our lender relationships span years and, in some cases, decades, reflecting our commitment to responsiveness, consistency, and high-quality service.
Our Leadership
Marcie Trump
CEO & Founder
215-358-1007 x101
Marcie founded TLS after serving as National Audit Manager and Senior Vice President for CoreStates / First Union National Bank, where she headed the collateral evaluation division. Recognized for her expertise in asset-based lending leadership, Marcie is committed to industry best practices and promotes a culture of excellence. For more information or to schedule a meeting, please contact Marcie.
Steve Rahn
Field Exam Manager
Steve has been an integral part of TLS since inception and brings more than four decades of industry expertise. He provides leadership to our skilled team and offers extensive experience across multiple field exam disciplines, with a primary focus on consumer finance and specialty finance transactions.
Jordan Trump
Senior Field Examiner &
Innovation Specialist
Jordan joined TLS in 2019 and provides second generation leadership. In addition to conducting field exams, he leads technology development efforts, focusing on integrating software solutions in the evolving field exam landscape.
Michele Schmitt
Office Manager
Michele has been an invaluable member of TLS since inception. She oversees daily operations and exam scheduling, supporting both clients and the TLS team. Her prior banking background and dedication to client care strengthen TLS's commitment to trusted relationships and seamless service.
01 | What we do
TLS provides collateral field exam services for commercial lenders, asset-based lenders, and specialty finance companies. Our engagements are designed to evaluate collateral, identify areas of risk, and provide actionable insights that support informed credit decisions.
Services include pre-loan due diligence, recurring field exams, and borrowing base support. Whether evaluating a prospective lending opportunity or monitoring an existing relationship, each engagement is tailored to the lender's specific objectives and risk profile.
More About Us
02 | Who we serve
TLS supports a broad range of lenders, including community banks, regional institutions, national financial institutions, asset-based lenders, and specialty finance companies.
With a strong presence throughout Pennsylvania, New Jersey, Delaware, New York, and Maryland, our team combines regional accessibility with the ability to serve lenders nationwide. This approach allows us to deliver responsive and cost-effective outsourcing solutions while maintaining the flexibility needed to support institutions of all sizes.
03 | Why engage us
TLS continues to be a trusted partner to underwriting and portfolio management teams, known for delivering reliable, actionable analysis essential to structuring and managing secured credit facilities. We understand that field exams are an important extension of the lending process, and we approach each engagement with that responsibility in mind.
Our team of long-tenured professionals, averaging more than 20 years with the firm, is dedicated exclusively to collateral field exams, bringing deep industry expertise across the manufacturing, distribution, and service-based sectors.
At TLS, long-term partnerships have become our foundation as we’ve earned the trust of lenders nationwide through expertise and consistent high-quality performance. We welcome the opportunity to build new relationships and are confident that our dedicated team and commitment to excellence will meet or exceed your expectations.
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Our Approach
We prioritize field-tested best practices over checklist auditing through a three-tiered approach.
Clarity
Insights
Confidence
TLS delivers clarity in complex lending situations. Our field exam report helps lenders establish appropriate borrowing base structures for new credit facilities while also providing meaningful insights into existing relationships.
Our field exams uncover hidden risks, validate asset quality, and provide actionable insights. These insights help lenders make informed decisions and structure credit facilities that accurately reflect the value and risk profile of the collateral.
We help lenders move forward with confidence, knowing the collateral story is reliable, complete, and aligned with underwriting expectations. With our expertise, lenders gain peace of mind knowing their credit decisions are supported by objective analysis.